Policy Insurance Housing Others

Tenants   insurance
Insurance you owner no includes property personal a tenant. If You a renters,  You must buy own tenant insurance for cover goods You, give yourself with obligations protection, and for pay cost additional life if You need for while move because Fire or danger other insured .

Condo
Condo insurance same with renters insurance, but too includes damage repair, addition and change to units condo .

Townhouse
Townhouse will insured by Policy individual House owner othey can protected by policy master Association. If a townhouses owner-occupied and Association townhouses no have Policy that master, You need for buy Policy insurance House owner You alone .

Mobile Homes
Mobile homes without wheels or in base permanent qualify for qualified homeowners Policy with way that exactly same home ordinary . However , mostly   home   mobile   insured by owner mobile Policy that really is   Policy auto. Policy this offer very range limited .

Agriculture and farms owner
Policy owner agriculture and farms ensure home outside limit city in used land for agriculture and farms .

Types your insurance maybe need?
Insurance flood
Policy   insurance   House owner   no includes   flood   damage . If   You   stay   in zone   special   flood   is , You will requested   for   buy   policy   insurance   flood   from National   flood   insurance Program (NFIP) given   by   Federal   Emergency   Management   Agency . Check it out   www.floodsmart.gov .

Storm and windstorm insurance
If   You stay   in   area   that   prone to typhoons , You maybe need   insurance   this .   In   Texas , for example , Texas   through it   insurance   Association (TWIA)   is Insurers   Union last .   TWIA   provide   coverage   wind   and   hail   when   company   insurance   other   deny   homeowners .   When   storm   enter Bay   Mexico ,   You   can not   buy   coverage   winds .

Insurance earthquake
Only stand up for   reason   that   You   no   need   buy   coverage   additional   this except   You   stay   in   the place that   experience   earthquake .

Property additional coverage
There is some   type coverage property additional   You could   add   for   policy   insurance   home   You   basic . Some   Policy   insurance   House owner could provide coverage   for   cost   as   removal of debris (broken   tree and bushes) , cost   service extinguisher fire ,   property   deletion   collapse   building   and   glass   damage caused   by danger   insured .

If You have asset that You want more protection for or You want provide protection more responsibility   of the policy insurance House owner standard , You could buy personal umbrella Liability Insurance.

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