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Critical illness insurance is the anticipation of services that provide benefits in the form of sum assured the customer that has been diagnosed experience a critical illness. Money that can be used to Cover the cost of medical treatment as well as other needs are disrupted due to the disease suffered.

Critical Illness Insurance Definition

There are a number of specific requirements that must be met in order for a claim can be disbursed. So lest You against misguided definition of critical illness. The most important thing is the most obvious from the definition of critical diseases i.e. the official description from the doctor that you have a critical illness and should be immediately done action treatment for the sake of healing.
Definition Of Critical Illness

Critical illness or Critical Illness means a disease that's been critical, chronic, or information so that it can not be said or small hopes to return to a normal state. Realized it or not, this kind of ailment come slowly, take a long time in terms of treatment, the healing process is gradual, accompanied by a change in lifestyle and diet patterns.

Critical illness can cause loss of independence lived to culminate in death. One example of a critical disease i.e. kidney failure which is an advanced disease or complications from diabetes, then it can be defined as critical illnesses.

A number of critical illnesses that often became the spotlight of the buyers premium i.e., stroke, heart attack, cancer and kidney failure. Of course there are still many other diseases that could potentially be critical and should not escape the vigilance. The disease can come anytime and anywhere, so should be greeted with all the preparation is done, namely by protecting critical illness Insurance with finance.

Even if the fact is, most people look at or maybe including ourselves recently knows the condition of the disease when it's advanced stages or critical. At first we felt healthy-healthy physical condition only, not too noticeably due to fall asleep with the daily routine, or perhaps not accidentally overlooked. Then came the disease suddenly come and make us panic for a moment.

There is also a critical illness has already predicted his return because of bad habits daily. Moreover, this present-day lifestyle often makes us be tempted to live unhealthy lifestyles. Things become difficult arrival of critical illness in between job stress, air pollution, smoking, lack of exercise, eating food is carelessly or used to think negative.

Such behavior is little by little stockpiling have a negative energy that mutate into disease e.g., abnormal blood sugar levels, uric acid, cholesterol, fatty buildup and other diseases which trigger the onset of critical illness.

Then how about the function of critical illness insurance?

Critical illness insurance (Critical Illness) has several functions, namely:
-Finance a treatment/care critical illness, both inside and outside the hospital
-Replace the cost of treatment/care critical illness
-Replace other fees outside treatment/care
-Replace the income lost for it or because it could not work, used as a replacement Income Fund
-Protect and prevent the loss of assets and debt bondage,
-Finance/debt repayments are still there or has still not paid off
-Reduce the burden of the cost of the family's daily life
-Add funds asset families to daily needs for the sake of the future of the more obvious
-Replace as fund childhood education forward, due to the breakdown in Education Fund is being prepared due to parents who are experiencing critical illness
-Maintain and give a sense of confidence in living life

Critical illness that mostly did not come suddenly, but the result of the accumulation of habits and unhealthy lifestyle. Moreover, this day and age, the various reasons people become ill. Job stress, air pollution, smoking, mostly sitting and lack of exercise, meals contain chemicals, etc. Blood sugar levels, uric acid, cholesterol, and fat pile, trigger the onset of critical illness. All of that accumulated bit by bit and piling up and often unwittingly. While it may have lived a healthy life, still will not be able to guarantee we'll be healthy forever.

Therefore, critical illness is a kind of disease that slowly, the advent of treatment take a long time, recovery slowly, and must be accompanied by changes in lifestyle with strict discipline. If not curable, then might result in loss of independence alive even died.